Nearly all humans look for patterns and consistency in everyday life. When we grab onto these patterns and repeat them, it then becomes a habit. Habits often have a negative connotation of being bad, however we certainly do have positive habits in our daily life. We make it a habit to have good hygiene, right? Or eating well? Exercising? These are positive habits that reinforce a positive and healthy life. However, there are also exists a realm of negative habits. Habits that can not only have negative effects on your body and mind but also your wallet. If you have the following habits, trying and make an attempt to break such un-frugal behavior.
1. Smoking - While one should realize the main benefit of quitting smoking is for increased health benefits, the second most important factor in quitting smoking is the price. The average smoker will spend thousands of dollars on packs or cartons of cigarettes alone in a single year. This can be much higher for those who smoke more frequently. This is only the cost upfront, however. Other costs include higher insurance rates since you are a riskier client, higher health bills from smoking causing a deterioration of physical and mental health, lowered re-sale value of property and physical assets due to smoke smell, as well as the discoloration and degradation of teeth, which can account for higher bills as well. This list is by no means exhaustive of the costly effects of smoking. Quit now, save now...and later.
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